Just as sure as the sun will shine, people will make resolutions.  While most resolutions focus on weight loss, many others focus on an individual’s financial situation.   With the New Year upon us, what better time to look at your expenses from last year and budget your way to a better financial position in the coming year?  Kill two birds with one stone and set a goal and incorporate it into your budget.   For example,

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Every year the local paper celebrates the 1st baby of the New Year.   While the “15-minutes of fame” are great, the tax man in me says, “Oh man, they just missed the deduction” and sometimes by mere seconds.   But it’s only worth a couple of bucks, right?   In some cases, yes.   However, a friend of mine recently had twins.  The original due date was 1/1 which immediately prompted the thought of “I hope they come

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